Careless Spending at the Grocery Store

If you read yesterday’s post about me trying to teach my kids a lesson, I did break down and go to the store today, mainly because we were out of meat and fresh fruits and vegetables and I’m not mean enough to deprive them of those items.  So while I was at my local grocery store today I noticed the lady in line ahead of me had a gallon of milk on the belt.  This shocked me because the half gallons of milk were on sale for $1.00 each, while the gallons of milk were on sale for $2.69 each.  Why in the world would she want to spend an extra $0.69 on the same exact quantity of milk?  My guess is she just didn’t pay attention to the prices, which makes me wonder how much more money she was wasting on other things. 

She then asked the cashier for some cigarettes.  Now I’m not going to knock her for smoking since I am a smoker myself, but she is really spending way more money buying these at the grocery store than if she were to roll her own or even buy them somewhere else.  As I stated in my post “How to Save 65% on Cigarettes”, I roll my own cigarettes at a local smoke shop using their machine that does all the work for you for only $22.18 per carton.  This same smoke shop is located almost directly across the street from the grocery store she was buying these cigarettes at.  On top of that, even before I discovered rolling my own cigarettes, I would never purchase my cigarettes at the grocery store because they are always more expensive at grocery stores than they are at gas stations or convenience stores.  This is one of the few items that are cheaper at gas stations, but it is cheaper nonetheless. 

I had to wonder what kind of person is so careless with their money.  I have a few theories.
  1. She is one of those people, like my husband was before I proved him otherwise, who thinks “oh it’s only 69 cents” or “what’s a little bit more for convenience” and doesn't realize how much all of those add up. 
  2. Her husband handles all the finances and she has no clue what her spending habits are doing to their finances. 
  3. She just doesn't care enough to pay attention to prices when buying anything at the grocery store.  She just buys what she wants and doesn't care what it costs, at least to an extent. 
  4. She has an endless supply of money, which is highly doubtful, but good for her if that is the case.
Her case could be any combination of those above, but unless she falls into that 4th scenario, she is hurting her family’s finances by not buying more responsibly.

So what did I buy at the grocery store today?  Four half gallons of milk at $1.00 each, eggs on sale for $0.99, sugar, bananas, five pounds of ground beef, deli meat and cheese for lunches, deli potato salad on sale for $1.25, pickles, Soda Stream cola for our Soda Stream (more on this to come in a future post), two boxes of cereal on sale for $1.88 each, hamburger buns, two packages of bacon on sale for $2.69 each (great deal!), some Cheez-It crackers, and chips and dip because I splurged a little.  Since my wonderful stepson works at this grocery store, we do get a small discount and I only spent $61.87 total.  The total discount was $4.39.  I then came home like I always do and opened my Ibotta app on my phone and got $1.10 back for some of the items I purchased (bananas, bacon, and cereal).  If you do not have this app already, you need to download it.  It is free and takes a few minutes of work, but you get free money just for buying things you already buy.  The best part about Ibotta is that not all items are brand-specific.  They give you money back on any brands of milk, bread, produce, etc.  

photo credit: Day 3/365 - Ride in the Shopping Cart.. (Explored) via photopin (license)

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Personal Finance Addict: Careless Spending at the Grocery Store

May 17, 2015

Careless Spending at the Grocery Store

If you read yesterday’s post about me trying to teach my kids a lesson, I did break down and go to the store today, mainly because we were out of meat and fresh fruits and vegetables and I’m not mean enough to deprive them of those items.  So while I was at my local grocery store today I noticed the lady in line ahead of me had a gallon of milk on the belt.  This shocked me because the half gallons of milk were on sale for $1.00 each, while the gallons of milk were on sale for $2.69 each.  Why in the world would she want to spend an extra $0.69 on the same exact quantity of milk?  My guess is she just didn’t pay attention to the prices, which makes me wonder how much more money she was wasting on other things. 

She then asked the cashier for some cigarettes.  Now I’m not going to knock her for smoking since I am a smoker myself, but she is really spending way more money buying these at the grocery store than if she were to roll her own or even buy them somewhere else.  As I stated in my post “How to Save 65% on Cigarettes”, I roll my own cigarettes at a local smoke shop using their machine that does all the work for you for only $22.18 per carton.  This same smoke shop is located almost directly across the street from the grocery store she was buying these cigarettes at.  On top of that, even before I discovered rolling my own cigarettes, I would never purchase my cigarettes at the grocery store because they are always more expensive at grocery stores than they are at gas stations or convenience stores.  This is one of the few items that are cheaper at gas stations, but it is cheaper nonetheless. 

I had to wonder what kind of person is so careless with their money.  I have a few theories.
  1. She is one of those people, like my husband was before I proved him otherwise, who thinks “oh it’s only 69 cents” or “what’s a little bit more for convenience” and doesn't realize how much all of those add up. 
  2. Her husband handles all the finances and she has no clue what her spending habits are doing to their finances. 
  3. She just doesn't care enough to pay attention to prices when buying anything at the grocery store.  She just buys what she wants and doesn't care what it costs, at least to an extent. 
  4. She has an endless supply of money, which is highly doubtful, but good for her if that is the case.
Her case could be any combination of those above, but unless she falls into that 4th scenario, she is hurting her family’s finances by not buying more responsibly.

So what did I buy at the grocery store today?  Four half gallons of milk at $1.00 each, eggs on sale for $0.99, sugar, bananas, five pounds of ground beef, deli meat and cheese for lunches, deli potato salad on sale for $1.25, pickles, Soda Stream cola for our Soda Stream (more on this to come in a future post), two boxes of cereal on sale for $1.88 each, hamburger buns, two packages of bacon on sale for $2.69 each (great deal!), some Cheez-It crackers, and chips and dip because I splurged a little.  Since my wonderful stepson works at this grocery store, we do get a small discount and I only spent $61.87 total.  The total discount was $4.39.  I then came home like I always do and opened my Ibotta app on my phone and got $1.10 back for some of the items I purchased (bananas, bacon, and cereal).  If you do not have this app already, you need to download it.  It is free and takes a few minutes of work, but you get free money just for buying things you already buy.  The best part about Ibotta is that not all items are brand-specific.  They give you money back on any brands of milk, bread, produce, etc.  

photo credit: Day 3/365 - Ride in the Shopping Cart.. (Explored) via photopin (license)

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