Recently, I somehow forgot to pay my rent before the due
date and ended up paying a $50 late fee for being one day late. It’s not that I didn’t have the money or I
didn’t want to pay it. I just simply forgot
and it cost me $50. That was $50 that could have gone towards our debt and
stupid mistakes like this really drive me crazy. I have been notorious for this in the past
also. I don’t know how many times I
forgot to pay the cell phone bill until they shut off our phones. Somehow I wasn’t receiving the bills or being
notified that we were past due and instead of looking into why that was
happening I just kept paying the $45 reconnect fee each month. I finally realized how ridiculous this was
and figured out what the issue was and I now get notified when my bill is due
and I have it set as a reminder on my phone so I am not wasting money on all of
these late fees. I have now set
reminders for all of my bills so I will never pay another late fee again. Once we have a good buffer saved up in our
account, I will probably set these bills on auto-pay, but until then I needed
something to remind me to pay them before they are due. If I forgot to pay both of these bills every
month, I would pay an additional $95 a month in late fees. That is only for two
bills. Can you imagine what would happen if you paid all of your bills
late? The $95 a month alone adds up to
$1140 a year! If you think you can’t
afford to pay your bills on time,
you need a budget and you need to cut some wasteful spending out
of your life.